Logbook loans in Sheffield, from Hillsborough to Handsworth.
Wherever you live in Sheffield, from Crookes to Darnall, you can apply online, borrow against a vehicle you own, and keep driving it every day.
A UK direct lender you can rely on
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Established 200915+ years lending
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Thousands of driversTrusted us with their car
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Rated Excellent 4.8 / 5 from 174 Trustpilot reviews (opens in a new tab)
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UK based teamReal people, real phone line
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FCA authorisedFirm reference 680947
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ICO registeredYour data protected
Driving in Sheffield
A city of hills, valleys and ring roads.
Sheffield is built across hills and river valleys, with the Peak District on its western edge and green spaces such as the Botanical Gardens, Endcliffe Park and the Winter Garden close to the centre. The Parkway links the city to the M1, and roads like the A61 and A57 carry people out to Barnsley, Chesterfield and over the Pennines.
From Stocksbridge to Mosborough, a car or van does a lot of work here, whether that is the commute, the school run, a trade or a weekend in the Peak District. If you own yours outright, a logbook loan lets you borrow £1,000 to £50,000 against its value while you keep using it.
How it works in Sheffield
From application to payout, step by step.
You can apply online at any time of day. An underwriter usually calls within 2 working hours to go through your application, and if you are approved, a signing agent usually visits within 3 working hours to witness the Bill of Sale.
Once the paperwork is signed, we send the money to your account by bank transfer. From start to finish, the whole process is usually complete within 24 working hours, so you are not left waiting for days. It can take a little longer if we need more documents from you.
If you fall behind
Talk to us as early as you can. We will work with you to find a good outcome, such as a payment arrangement or a reduced repayment plan. Repossession is only ever a last resort.
Your car may be repossessed if you do not keep up repayments on a loan secured against it.
Questions from Sheffield drivers
How quickly could I get the money?
Apply online at any time: an underwriter usually calls within 2 working hours, and the whole process is usually complete within 24 working hours.
Will checking my quote affect my credit score?
No. Getting your quote uses a soft credit search with TransUnion, which does not affect your credit score.
Do you lend in Rotherham, Barnsley and the rest of South Yorkshire?
Yes. We lend across Sheffield, South Yorkshire and the rest of the UK. Everything is done online and by phone, so it makes no difference which part of the city or county you live in.
Who can apply for a logbook loan?
You need to be over 18 and a UK resident, own a vehicle that is completely free of outstanding finance, and have a regular income so you can comfortably afford the repayments. The vehicle needs valid tax, MOT and insurance.
Borrowing responsibly. We only lend when the repayments are affordable for you. Our service is not advised, so if you are worried about money you can get free, impartial help from MoneyHelper, StepChange or Citizens Advice.
Across the UK
We lend wherever you live.
Everything happens online and by phone, so you can apply from anywhere in the UK. Find out more about borrowing elsewhere in Yorkshire and the Humber:
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