Guides and news on logbook loans.
Practical guides from the Logbook Money team on how logbook loans work, borrowing responsibly and managing your loan.
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Bad credit vs no credit: why lenders treat them differently
Having no credit history is not the same as having bad credit. Here is how lenders read each one and the steps that help you improve either.
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Can I top up my logbook loan? What you need to know
Already have a logbook loan and need a bit more? Find out when a top-up may be possible, how we assess it and what to think about before asking.
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Why your V5C logbook matters and how to keep it up to date
What your V5C logbook shows, why keeping it up to date with the DVLA matters and what happens to it when you take out a logbook loan.
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Types of loans in the UK and how each one works
Personal loans, secured loans, credit cards, overdrafts, BNPL and more. A plain guide to the main types of UK borrowing and how each one works.
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Loan to value explained: how much can you borrow on your car?
Loan to value compares what you borrow with what your vehicle is worth. See how it works, how your car is valued and why it shapes your logbook loan.
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The life of a logbook loan, from quote to final payment
What happens at each stage of a Logbook Money loan: your quote, checks, signing, payout, the repayment months, top-ups, settling early and the end.
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Can I pawn my car? Car pawn vs logbook loan
Thinking of pawning your car? Find out how car pawn works, how it differs from a logbook loan that lets you keep driving, and the pros and cons of each.
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How to overcome money problems for good
Money worries rarely fix themselves. Find the cause, reset your budget, talk to lenders early and use free advice and Breathing Space to get back on track.
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Five financial scams to watch out for and how to spot them
Upfront loan fees, clone firms, phishing texts and car sale tricks. Learn how five common financial scams work and the simple checks that stop them.
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What we check when you apply for a logbook loan
The checks Logbook Money makes on every logbook loan application, in the order they happen, with simple tips to keep your application moving.
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How to save for a house deposit, step by step
A step-by-step plan for saving a house deposit: setting a realistic target, understanding the Lifetime ISA, trimming costs and getting your credit file ready.
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Interest rates and APR explained: a beginner's guide
What is the difference between an interest rate and APR? A plain-English guide to representative APR, total amount repayable and fixed rates.
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Logbook loans vs car buy-back vs payday loans
How logbook loans, car buy-back schemes and payday loans work, what each one costs, the risks involved and how each one is typically used.
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