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Logbook loans in Leeds, from Otley to Garforth.

Apply online from anywhere in Leeds, get a decision based on your circumstances, and keep driving your vehicle while you repay.

Converted warehouses and Bridgewater Place reflected in the River Aire in Leeds

A UK direct lender you can rely on

Driving in Leeds

Where the M1, M62 and A1(M) meet.

Leeds sits where the M1, M62 and A1(M) meet, and its district stretches from Otley and Wetherby to Morley and Garforth. Away from the city centre a car or van is often the practical way to get to work, especially for early starts and shifts that public transport does not suit.

If your vehicle is paid for, it is an asset you can borrow against without selling it. You keep the keys, and ownership comes back to you once the loan is repaid.

How it works in Leeds

What to have ready before you start.

Have your vehicle registration and approximate mileage, your contact and employment details, and an idea of your monthly spending. We also ask for access to your online banking to share 60 days of statements through Open Banking.

For the payout and your repayments you will need your bank details and a debit card. With those to hand, the whole process is usually complete within 24 working hours.

If you fall behind

Talk to us as early as you can. We will work with you to find a good outcome, such as a payment arrangement or a reduced repayment plan. Repossession is only ever a last resort.

Your car may be repossessed if you do not keep up repayments on a loan secured against it.

Questions from Leeds drivers

How quickly could I get the money?

Apply online at any time: an underwriter usually calls within 2 working hours, and the whole process is usually complete within 24 working hours.

Will checking my quote affect my credit score?

No. Getting your quote uses a soft credit search with TransUnion, which does not affect your credit score.

Can I apply if the V5C logbook is not in my name?

Yes, as long as you can show that you are the owner of the vehicle.

Can I have more than one logbook loan on the same vehicle?

No. We only allow one logbook loan on a vehicle at a time.

Borrowing responsibly. We only lend when the repayments are affordable for you. Our service is not advised, so if you are worried about money you can get free, impartial help from MoneyHelper, StepChange or Citizens Advice.

Across the UK

We lend wherever you live.

Everything happens online and by phone, so you can apply from anywhere in the UK. Find out more about borrowing elsewhere in Yorkshire and the Humber:

News and guides

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Before you go

Still weighing up your options?

You can take your time. Start a free quote when you are ready, or speak to our team about your options.

  • Soft search only, with no impact on your credit score
  • No obligation to accept