Logbook loans in Barnsley, from Penistone to the Dearne.
From Hoyland to Royston and Cudworth, apply online, borrow against a car, van or motorbike you own, and keep using it for work and family.
A UK direct lender you can rely on
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Established 200915+ years lending
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Thousands of driversTrusted us with their car
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Rated Excellent 4.8 / 5 from 174 Trustpilot reviews (opens in a new tab)
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UK based teamReal people, real phone line
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FCA authorisedFirm reference 680947
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ICO registeredYour data protected
Driving in Barnsley
On the M1, halfway between Sheffield and Leeds.
Barnsley sits just east of the M1, with Cannon Hall, Wentworth Castle Gardens and Elsecar Heritage Centre all close to town and the Peak District on its western edge. The A61 heads south to Sheffield and north to Wakefield, the A628 climbs through Penistone over the Woodhead Pass, and the Dearne Valley lies to the east.
Across a borough that mixes town streets and open countryside, a vehicle is often the easiest way to get around, whether you are heading to work, to family or to the shops. If you own yours, a logbook loan lets you borrow against it without giving it up.
How it works in Barnsley
More than your credit score.
A poor credit history does not rule you out. We look at your circumstances as a whole, including your income and your regular spending, rather than deciding on your credit score alone. If something in your past affected your file, you can explain it when the underwriter calls.
Getting a quote is a soft search with TransUnion, so it does not affect your credit score. If you go ahead, an underwriter usually calls within 2 working hours, and we only lend when the repayments are affordable for you and your budget.
If you fall behind
Talk to us as early as you can. We will work with you to find a good outcome, such as a payment arrangement or a reduced repayment plan. Repossession is only ever a last resort.
Your car may be repossessed if you do not keep up repayments on a loan secured against it.
Questions from Barnsley drivers
How quickly could I get the money?
Apply online at any time: an underwriter usually calls within 2 working hours, and the whole process is usually complete within 24 working hours.
Will checking my quote affect my credit score?
No. Getting your quote uses a soft credit search with TransUnion, which does not affect your credit score.
Do you lend in Penistone, Wombwell and Goldthorpe?
Yes. We lend across the Barnsley borough and the rest of the UK. You apply online, and a signing agent visits you to witness the Bill of Sale.
Will a low credit score stop me getting a loan?
Not on its own. Poor credit is considered, and we look at your circumstances and whether the repayments are affordable for you, not just your credit score.
Borrowing responsibly. We only lend when the repayments are affordable for you. Our service is not advised, so if you are worried about money you can get free, impartial help from MoneyHelper, StepChange or Citizens Advice.
Across the UK
We lend wherever you live.
Everything happens online and by phone, so you can apply from anywhere in the UK. Find out more about borrowing elsewhere in Yorkshire and the Humber:
News and guides
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