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Logbook loans in Wakefield, from Ossett to Pontefract.

Live in Wakefield, Horbury, Normanton or Featherstone? Borrow against a vehicle you own, apply online at any time, and keep driving it while you repay.

An aerial view of the earthworks and ruins of Sandal Castle, with the houses of Wakefield beyond

A UK direct lender you can rely on

Driving in Wakefield

Close to where the M1 meets the M62.

Wakefield sits on the River Calder, with its cathedral spire, The Hepworth Wakefield gallery by the river, and the Yorkshire Sculpture Park and Nostell not far out of town. The M1 meets the M62 just to the north, and the district takes in Ossett and Horbury to the west and Castleford and Pontefract, with its castle, to the east.

Whether you are driving to work in Leeds or Sheffield, visiting family across the district or heading out for a weekend walk, a car makes it easy. If yours is paid for, you could borrow £1,000 to £50,000 against it and keep driving it while you repay.

How it works in Wakefield

Getting your details together.

Before you start, find your registration and an idea of your mileage. You will also give us your contact details, your employer and your monthly outgoings, and log in to your online banking to share 60 days of statements through Open Banking.

Finally, have your bank details ready so we know where to send the money, and a debit card for your repayments. With all of that to hand, there is nothing to post and no forms to print, and you can apply online at any time of day.

If you fall behind

Talk to us as early as you can. We will work with you to find a good outcome, such as a payment arrangement or a reduced repayment plan. Repossession is only ever a last resort.

Your car may be repossessed if you do not keep up repayments on a loan secured against it.

Questions from Wakefield drivers

How quickly could I get the money?

Apply online at any time: an underwriter usually calls within 2 working hours, and the whole process is usually complete within 24 working hours.

Will checking my quote affect my credit score?

No. Getting your quote uses a soft credit search with TransUnion, which does not affect your credit score.

Do you lend in Pontefract, Castleford and Knottingley?

Yes. We lend across the Wakefield district, West Yorkshire and the rest of the UK. You apply online and talk to us by phone.

Can I borrow against a car that still has finance on it?

No. The vehicle needs to be yours and completely free of outstanding finance before you can borrow against it.

Borrowing responsibly. We only lend when the repayments are affordable for you. Our service is not advised, so if you are worried about money you can get free, impartial help from MoneyHelper, StepChange or Citizens Advice.

Across the UK

We lend wherever you live.

Everything happens online and by phone, so you can apply from anywhere in the UK. Find out more about borrowing elsewhere in Yorkshire and the Humber:

News and guides

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Before you go

Still weighing up your options?

You can take your time. Start a free quote when you are ready, or speak to our team about your options.

  • Soft search only, with no impact on your credit score
  • No obligation to accept