Logbook loans in Rochdale, from Heywood to Littleborough.
Apply online from Rochdale, Heywood, Middleton or Milnrow, borrow against a car, van or motorbike you own, and carry on driving it while you repay.
A UK direct lender you can rely on
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Established 200915+ years lending
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Thousands of driversTrusted us with their car
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Rated Excellent 4.8 / 5 from 174 Trustpilot reviews (opens in a new tab)
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UK based teamReal people, real phone line
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FCA authorisedFirm reference 680947
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ICO registeredYour data protected
Driving in Rochdale
Close to the M62 and the hills.
Rochdale is known for its grand Victorian town hall and as the home of the co-operative movement, with Hollingworth Lake and the Pennine hills just up the road at Littleborough. The M62 passes through the south of the borough, the A627(M) runs down to Oldham, and the A58 heads west to Heywood and Bury.
If yours is paid for, you can borrow against it and keep it. A logbook loan is secured on the vehicle, and you keep the keys and carry on with your routine. We never ask for your V5C logbook or spare key, and the vehicle is fully yours again once the loan is repaid.
How it works in Rochdale
Your past is not the whole story.
A difficult patch in the past does not automatically stop you from borrowing with us. Poor credit is considered, and we look at your situation as a whole, including your income, your spending and the vehicle itself, rather than relying on your credit score.
What matters most is whether the repayments are comfortably affordable for you now. If they are not, we will not lend, because a loan you cannot keep up with would not help. Checking your quote is a soft search with TransUnion, so finding out where you stand does not affect your credit score.
If you fall behind
Talk to us as early as you can. We will work with you to find a good outcome, such as a payment arrangement or a reduced repayment plan. Repossession is only ever a last resort.
Your car may be repossessed if you do not keep up repayments on a loan secured against it.
Questions from Rochdale drivers
How quickly could I get the money?
Apply online at any time: an underwriter usually calls within 2 working hours, and the whole process is usually complete within 24 working hours.
Will checking my quote affect my credit score?
No. Getting your quote uses a soft credit search with TransUnion, which does not affect your credit score.
What about Heywood, Middleton and Littleborough?
Yes, we lend there too. We lend across the borough of Rochdale and the rest of the UK, and you can apply online from wherever you live.
Will missed payments in the past stop me getting a loan?
Not necessarily. Poor credit is considered. We look at your circumstances and whether the repayments are affordable for you now, not just your credit score.
Borrowing responsibly. We only lend when the repayments are affordable for you. Our service is not advised, so if you are worried about money you can get free, impartial help from MoneyHelper, StepChange or Citizens Advice.
Across the UK
We lend wherever you live.
Everything happens online and by phone, so you can apply from anywhere in the UK. Find out more about borrowing elsewhere in the North West:
News and guides
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