Logbook loans in Oldham, from Failsworth to Saddleworth.
From the town centre to Shaw, Lees and the Saddleworth villages, apply online and borrow against your car, van or motorbike while you keep using it.
A UK direct lender you can rely on
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Established 200915+ years lending
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Thousands of driversTrusted us with their car
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Rated Excellent 4.8 / 5 from 174 Trustpilot reviews (opens in a new tab)
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UK based teamReal people, real phone line
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FCA authorisedFirm reference 680947
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ICO registeredYour data protected
Driving in Oldham
On the edge of the Pennines.
Oldham sits high on the western side of the Pennines, with Alexandra Park close to the town centre and the Saddleworth villages, Dovestone Reservoir and open moorland on its doorstep. The A62 runs down to Manchester, the A627(M) links it to Rochdale and the M62, and the M60 skirts Chadderton and Failsworth.
Whether it is the drive to work or a trip out to Dovestone, a car, van or motorbike you own and that is free of finance is something you could borrow against. You keep driving it while you repay, and ownership comes back to you when the loan is cleared. We lend across Oldham, Saddleworth and the rest of the UK, so it makes no difference how far up the hill you live.
How it works in Oldham
Get these to hand first.
Before you start, find your registration number and a rough idea of your mileage. You will also be asked for your contact details, your job and what you spend each month, plus access to your online banking so you can share 60 days of statements through Open Banking.
Lastly, have your bank details ready for the payout, along with a debit card for the repayments. Having everything ready from the start helps your application move along without delays. Once it is in, an underwriter usually calls within 2 working hours to talk it through with you.
If you fall behind
Talk to us as early as you can. We will work with you to find a good outcome, such as a payment arrangement or a reduced repayment plan. Repossession is only ever a last resort.
Your car may be repossessed if you do not keep up repayments on a loan secured against it.
Questions from Oldham drivers
How quickly could I get the money?
Apply online at any time: an underwriter usually calls within 2 working hours, and the whole process is usually complete within 24 working hours.
Will checking my quote affect my credit score?
No. Getting your quote uses a soft credit search with TransUnion, which does not affect your credit score.
I live in Saddleworth. Can I still apply?
Yes. We lend across Oldham, Saddleworth and the rest of the UK. You apply online, and for most loans a signing agent visits you to witness the Bill of Sale.
Do I need to travel anywhere to sign?
No. There are no branches to visit. For most loans a signing agent comes to you to witness the Bill of Sale and take a photo of you with the vehicle for identity purposes.
Borrowing responsibly. We only lend when the repayments are affordable for you. Our service is not advised, so if you are worried about money you can get free, impartial help from MoneyHelper, StepChange or Citizens Advice.
Across the UK
We lend wherever you live.
Everything happens online and by phone, so you can apply from anywhere in the UK. Find out more about borrowing elsewhere in the North West:
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