Logbook loans in Birkenhead, from Prenton to the Mersey.
Live in Birkenhead, Prenton, Rock Ferry or Tranmere? Apply online, borrow against your car, van or motorbike, and keep it for every journey.
A UK direct lender you can rely on
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Established 200915+ years lending
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Thousands of driversTrusted us with their car
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Rated Excellent 4.8 / 5 from 174 Trustpilot reviews (opens in a new tab)
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UK based teamReal people, real phone line
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FCA authorisedFirm reference 680947
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ICO registeredYour data protected
Driving in Birkenhead
From the M53 to the tunnel.
Birkenhead faces Liverpool across the Mersey, with fine views of the waterfront, the elegant terraces of Hamilton Square and Birkenhead Park, which inspired New York's Central Park. The Queensway Tunnel takes you straight into the city, and the M53 runs down the Wirral towards Ellesmere Port and Chester.
If your vehicle is free of finance, you can borrow against it and keep it. A logbook loan is secured on the vehicle, and you carry on driving it while you repay. We lend across Birkenhead, the Wirral and the rest of the UK, entirely online and by phone, with no need to cross the river.
How it works in Birkenhead
If things change while you repay.
Circumstances can change after you take out a loan, through illness, a change at work or an unexpected cost. If that happens, talk to us as early as you can, and we will work with you on a payment arrangement or a reduced repayment plan.
Repossession is always a last resort. Your car may be repossessed if you do not keep up repayments on a loan secured against it, which is why getting in touch early matters. The sooner we know, the more options there usually are, and we will talk them through with you.
If you fall behind
Talk to us as early as you can. We will work with you to find a good outcome, such as a payment arrangement or a reduced repayment plan. Repossession is only ever a last resort.
Your car may be repossessed if you do not keep up repayments on a loan secured against it.
Questions from Birkenhead drivers
How quickly could I get the money?
Apply online at any time: an underwriter usually calls within 2 working hours, and the whole process is usually complete within 24 working hours.
Will checking my quote affect my credit score?
No. Getting your quote uses a soft credit search with TransUnion, which does not affect your credit score.
Do you lend in Wallasey, Bebington and the rest of the Wirral?
Yes. We lend right across the Wirral, Merseyside and the rest of the UK. You apply online and speak to us by phone.
Could my car be repossessed?
Your car may be repossessed if you do not keep up repayments on a loan secured against it. It is a last resort: if you are finding repayments difficult, talk to us early and we will work with you on a payment arrangement or a reduced repayment plan.
Borrowing responsibly. We only lend when the repayments are affordable for you. Our service is not advised, so if you are worried about money you can get free, impartial help from MoneyHelper, StepChange or Citizens Advice.
Across the UK
We lend wherever you live.
Everything happens online and by phone, so you can apply from anywhere in the UK. Find out more about borrowing elsewhere in the North West:
News and guides
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