Logbook loans in Preston, on the banks of the Ribble.
From Fulwood and Penwortham to Leyland and Longridge, apply online, borrow against your vehicle and keep driving it while you repay.
A UK direct lender you can rely on
-
Established 200915+ years lending
-
Thousands of driversTrusted us with their car
-
Rated Excellent 4.8 / 5 from 174 Trustpilot reviews (opens in a new tab)
-
UK based teamReal people, real phone line
-
FCA authorisedFirm reference 680947
-
ICO registeredYour data protected
Driving in Preston
Where Lancashire's motorways meet.
Preston sits on the banks of the Ribble, with Avenham Park and Miller Park sloping down to the river and a marina at the old docks. The M6, M55, M61 and M65 all come together here, so Leyland, Chorley, Longridge and the coast at Lytham St Annes are an easy drive, and the Forest of Bowland is not far beyond.
A vehicle that is paid for can secure a loan while you keep using it. The loan is secured on the vehicle, and it comes back fully to you once you have repaid. We lend across Central Lancashire and the rest of the UK, so you can apply online from Preston or any of the towns around it.
How it works in Preston
Know the numbers first.
Checking your quote uses a soft credit search with TransUnion. It does not affect your credit score, so you can see what is available before you decide anything. All we need to start is your vehicle registration and approximate mileage, along with a few details about you.
Your personalised quote sets out your rate, your monthly repayments and the total amount you would repay. You can look at those figures properly before you decide whether to go ahead. If you do go ahead, we only lend when the repayments are affordable for you.
If you fall behind
Talk to us as early as you can. We will work with you to find a good outcome, such as a payment arrangement or a reduced repayment plan. Repossession is only ever a last resort.
Your car may be repossessed if you do not keep up repayments on a loan secured against it.
Questions from Preston drivers
How quickly could I get the money?
Apply online at any time: an underwriter usually calls within 2 working hours, and the whole process is usually complete within 24 working hours.
Will checking my quote affect my credit score?
No. Getting your quote uses a soft credit search with TransUnion, which does not affect your credit score.
Can I apply from Leyland, Chorley or Longridge?
Yes. We lend across Central Lancashire and the rest of the UK. Everything is done online and by phone, wherever you live.
Do I need to live in the UK to apply?
Yes. You need to be over 18 and a UK resident, own the vehicle, and have a regular income that lets you comfortably afford the repayments.
Borrowing responsibly. We only lend when the repayments are affordable for you. Our service is not advised, so if you are worried about money you can get free, impartial help from MoneyHelper, StepChange or Citizens Advice.
Across the UK
We lend wherever you live.
Everything happens online and by phone, so you can apply from anywhere in the UK. Find out more about borrowing elsewhere in the North West:
News and guides
Latest from Logbook Money
-
Bad credit vs no credit: why lenders treat them differently
Having no credit history is not the same as having bad credit. Here is how lenders read each one and the steps that help you improve either.
Read article -
Can I top up my logbook loan? What you need to know
Already have a logbook loan and need a bit more? Find out when a top-up may be possible, how we assess it and what to think about before asking.
Read article -
Why your V5C logbook matters and how to keep it up to date
What your V5C logbook shows, why keeping it up to date with the DVLA matters and what happens to it when you take out a logbook loan.
Read article -
Types of loans in the UK and how each one works
Personal loans, secured loans, credit cards, overdrafts, BNPL and more. A plain guide to the main types of UK borrowing and how each one works.
Read article -
Loan to value explained: how much can you borrow on your car?
Loan to value compares what you borrow with what your vehicle is worth. See how it works, how your car is valued and why it shapes your logbook loan.
Read article -
The life of a logbook loan, from quote to final payment
What happens at each stage of a Logbook Money loan: your quote, checks, signing, payout, the repayment months, top-ups, settling early and the end.
Read article