Logbook loans in Middlesbrough, from Acklam to Marton.
Live in Middlesbrough or nearby on Teesside? Apply online, borrow against your car, van or motorbike, and keep using it for work and home.
A UK direct lender you can rely on
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Established 200915+ years lending
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Thousands of driversTrusted us with their car
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Rated Excellent 4.8 / 5 from 174 Trustpilot reviews (opens in a new tab)
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UK based teamReal people, real phone line
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FCA authorisedFirm reference 680947
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ICO registeredYour data protected
Driving in Middlesbrough
Between the A19, the A66 and the Tees.
Middlesbrough sits on the south bank of the Tees, home to the famous Transporter Bridge and the green spaces of Albert Park and Stewart Park. The A19 and A174 link it to Stockton, Redcar and Guisborough, and the North York Moors are a short drive south, with Roseberry Topping in view on a clear day.
If your vehicle is paid for and free of finance, it could secure a loan of £1,000 to £50,000. You keep the keys and keep driving, to work, to the beach at Redcar or up onto the moors. We never ask for your V5C logbook or spare key, and ownership comes back to you once the loan is repaid.
How it works in Middlesbrough
A phone call with a person, not a form.
Once your application is in, an underwriter usually rings you within 2 working hours. They go through what you have told us, check anything that is unclear and ask about your situation, so the decision rests on your circumstances rather than a credit score alone.
It is also your chance to ask questions before anything is agreed, so have a think about anything you would like explained. If you are approved, a signing agent usually visits within 3 working hours to witness the Bill of Sale, and the money follows by bank transfer.
If you fall behind
Talk to us as early as you can. We will work with you to find a good outcome, such as a payment arrangement or a reduced repayment plan. Repossession is only ever a last resort.
Your car may be repossessed if you do not keep up repayments on a loan secured against it.
Questions from Middlesbrough drivers
How quickly could I get the money?
Apply online at any time: an underwriter usually calls within 2 working hours, and the whole process is usually complete within 24 working hours.
Will checking my quote affect my credit score?
No. Getting your quote uses a soft credit search with TransUnion, which does not affect your credit score.
Can I apply from Redcar, Guisborough or elsewhere on Teesside?
Yes. We lend across Teesside and the rest of the UK. You apply online and talk to us by phone, so where you live on Teesside makes no difference.
What happens when the signing agent visits?
For most loans, a signing agent visits to witness the Bill of Sale and take a photo of you with the vehicle for identity purposes. After that, the money is sent to you by bank transfer.
Borrowing responsibly. We only lend when the repayments are affordable for you. Our service is not advised, so if you are worried about money you can get free, impartial help from MoneyHelper, StepChange or Citizens Advice.
Across the UK
We lend wherever you live.
Everything happens online and by phone, so you can apply from anywhere in the UK. Find out more about borrowing elsewhere in the North East:
News and guides
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