Logbook loans in Gateshead, from Low Fell to Blaydon.
From Felling to Whickham, apply online, borrow against a vehicle you own, and keep it for getting to work and everything else.
A UK direct lender you can rely on
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Established 200915+ years lending
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Thousands of driversTrusted us with their car
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Rated Excellent 4.8 / 5 from 174 Trustpilot reviews (opens in a new tab)
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UK based teamReal people, real phone line
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FCA authorisedFirm reference 680947
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ICO registeredYour data protected
Driving in Gateshead
South of the river, beside the Angel.
Gateshead stretches along the south bank of the Tyne, from the quayside, with the Baltic and the Gateshead Millennium Bridge, out to Blaydon and Ryton in the west. The Angel of the North watches over the A1 and A167 near Birtley, and Saltwell Park, with its lake and gardens, is only a short drive from the town centre.
If you own your vehicle and it is free of finance, you could borrow £1,000 to £50,000 against it. The loan is secured with a Bill of Sale, so you keep the keys and carry on driving around Gateshead and over the river as you always have.
How it works in Gateshead
Your statements, shared securely.
We only lend when the repayments are affordable for you. To check that properly, we ask you to share 60 days of bank statements through Open Banking, using your normal online banking login, and to tell us about your monthly spending.
Seeing your real income and outgoings helps the underwriter understand your situation, rather than relying on a credit score alone. It also means any loan we offer fits your budget. Your personalised quote then shows your rate, your repayments and the total you would repay.
If you fall behind
Talk to us as early as you can. We will work with you to find a good outcome, such as a payment arrangement or a reduced repayment plan. Repossession is only ever a last resort.
Your car may be repossessed if you do not keep up repayments on a loan secured against it.
Questions from Gateshead drivers
How quickly could I get the money?
Apply online at any time: an underwriter usually calls within 2 working hours, and the whole process is usually complete within 24 working hours.
Will checking my quote affect my credit score?
No. Getting your quote uses a soft credit search with TransUnion, which does not affect your credit score.
Do you lend in Whickham, Blaydon and Birtley?
Yes. We lend across Gateshead, the rest of the North East and the UK. Everything is done online and by phone, so there is nowhere you need to visit.
Can I borrow against a car that still has finance on it?
No. The vehicle must be yours and completely free of outstanding finance before it can secure a logbook loan.
Borrowing responsibly. We only lend when the repayments are affordable for you. Our service is not advised, so if you are worried about money you can get free, impartial help from MoneyHelper, StepChange or Citizens Advice.
Across the UK
We lend wherever you live.
Everything happens online and by phone, so you can apply from anywhere in the UK. Find out more about borrowing elsewhere in the North East:
News and guides
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