Logbook loans in West Bromwich, from Great Barr to Oldbury.
Apply online from West Bromwich, Wednesbury, Tipton or anywhere in Sandwell, borrow against a vehicle you own, and keep it on the road while you repay.
A UK direct lender you can rely on
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Established 200915+ years lending
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Thousands of driversTrusted us with their car
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Rated Excellent 4.8 / 5 from 174 Trustpilot reviews (opens in a new tab)
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UK based teamReal people, real phone line
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FCA authorisedFirm reference 680947
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ICO registeredYour data protected
Getting around West Bromwich
Between the M5, the M6 and the Metro.
West Bromwich sits at the heart of Sandwell, with junction 1 of the M5 on its edge, the M6 close by at junction 9 and the A41 running through on its way between Birmingham and Wolverhampton. The Metro tram passes through the town, and Sandwell Valley Country Park is on the doorstep, but for trips to Oldbury, Tipton, Wednesbury and Great Barr, many people find a car the easiest way about.
If the car, van or motorbike you depend on is yours and free of outstanding finance, it could secure a loan of £1,000 to £50,000. You keep it on the road, use it as normal for work and family, and carry on driving while you repay.
How it works in West Bromwich
Benefits and new jobs considered.
If you receive benefits, you can still apply. We will consider your application as long as you meet the criteria and can comfortably afford the repayments. We look at your circumstances as a whole, including your regular income, and only lend when the repayments are affordable for you.
Started a new job recently? If your new income is not yet showing on your bank statements, we usually ask for your contract of employment. Your underwriter will talk this through with you on the call, which usually comes within 2 working hours of your application.
If you fall behind
Talk to us as early as you can. We will work with you to find a good outcome, such as a payment arrangement or a reduced repayment plan. Repossession is only ever a last resort.
Your car may be repossessed if you do not keep up repayments on a loan secured against it.
Questions from West Bromwich drivers
How quickly could I get the money?
Apply online at any time: an underwriter usually calls within 2 working hours, and the whole process is usually complete within 24 working hours.
Will checking my quote affect my credit score?
No. Getting your quote uses a soft credit search with TransUnion, which does not affect your credit score.
Do you lend in Oldbury, Tipton and the rest of Sandwell?
Yes. We lend across Sandwell, the Black Country and the rest of the UK. You apply online and speak to us by phone, wherever you live.
I have just changed jobs. What will you need from me?
If your new income is not yet on your bank statements, we usually ask for your contract of employment. Your underwriter can talk it through with you when they call.
Borrowing responsibly. We only lend when the repayments are affordable for you. Our service is not advised, so if you are worried about money you can get free, impartial help from MoneyHelper, StepChange or Citizens Advice.
Across the UK
We lend wherever you live.
Everything happens online and by phone, so you can apply from anywhere in the UK. Find out more about borrowing elsewhere in the West Midlands:
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