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Logbook loans in Dudley, from Sedgley to Stourbridge.

Live in Dudley, Brierley Hill, Kingswinford or Halesowen? Apply online, borrow against your car, van or motorbike, and be judged on more than your credit score.

The keep of Dudley Castle flying the flag of St George above the castle grounds

A UK direct lender you can rely on

Driving in Dudley

Around the castle and across the borough.

Dudley sits high on its hill beside the castle and the Black Country Living Museum, with the A461 heading down to Brierley Hill and Stourbridge, the A459 north to Sedgley and the Birmingham New Road linking it to Tipton and Wolverhampton. Halesowen and the M5 lie to the south east, and across the borough many journeys are simply easier by car.

Whether you are commuting, doing the school run or visiting family in Kingswinford or Netherton, the vehicle on your drive gets used. If it is yours and free of finance, a logbook loan lets you borrow against it and keep driving.

How it works in Dudley

More than a credit score.

If your credit history is not perfect, you can still apply. Poor credit is considered, because we look at your circumstances as a whole and not just your credit score. Your underwriter talks things through with you, usually within 2 working hours of your application.

Checking your quote is a soft search with TransUnion and does not affect your credit score, so you can see your rate, repayments and total to repay first. Whatever your credit history, we only lend when the repayments are affordable for you.

If you fall behind

Talk to us as early as you can. We will work with you to find a good outcome, such as a payment arrangement or a reduced repayment plan. Repossession is only ever a last resort.

Your car may be repossessed if you do not keep up repayments on a loan secured against it.

Questions from Dudley drivers

How quickly could I get the money?

Apply online at any time: an underwriter usually calls within 2 working hours, and the whole process is usually complete within 24 working hours.

Will checking my quote affect my credit score?

No. Getting your quote uses a soft credit search with TransUnion, which does not affect your credit score.

Do you lend in Stourbridge, Halesowen and Brierley Hill?

Yes. We lend across the borough of Dudley, the Black Country and the rest of the UK. You apply online and a signing agent visits you to witness the Bill of Sale.

I have had money problems in the past. Will that stop me applying?

Not necessarily. Poor credit is considered. We look at your current circumstances and whether the repayments are affordable, not just your credit score.

Borrowing responsibly. We only lend when the repayments are affordable for you. Our service is not advised, so if you are worried about money you can get free, impartial help from MoneyHelper, StepChange or Citizens Advice.

Across the UK

We lend wherever you live.

Everything happens online and by phone, so you can apply from anywhere in the UK. Find out more about borrowing elsewhere in the West Midlands:

News and guides

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Before you go

Still weighing up your options?

You can take your time. Start a free quote when you are ready, or speak to our team about your options.

  • Soft search only, with no impact on your credit score
  • No obligation to accept