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Logbook loans in Stoke-on-Trent, from Tunstall to Longton.

Whether you live in Hanley, Burslem, Fenton or Newcastle-under-Lyme, you can apply online and borrow against a vehicle you own while it stays on the road.

The black-and-white timbered pavilion in Burslem Park, Stoke-on-Trent, under a blue sky

A UK direct lender you can rely on

Getting around the Potteries

Six towns joined by the A500.

Stoke-on-Trent is a city of six towns, Tunstall, Burslem, Hanley, Stoke, Fenton and Longton, strung along the A500 between junctions 15 and 16 of the M6. The A50 heads east towards Uttoxeter and Derby, and Newcastle-under-Lyme sits just to the west, so many daily journeys cross from one town to the next, past parks such as Burslem Park and out to Trentham.

With work, shops and family spread across north Staffordshire, a car or van is often what holds the week together. If you own yours outright, you could borrow £1,000 to £50,000 against it and keep it on the road while you repay.

How it works in Stoke-on-Trent

Cars, vans and motorbikes considered.

We lend against cars, vans and motorbikes. Cars under 15 years old are more likely to be accepted, but what matters is that the vehicle is yours, it is completely free of outstanding finance, and it is in good mechanical and cosmetic order.

It also needs valid tax, MOT and insurance. Start your quote with the registration and approximate mileage, and we will look at your vehicle alongside your circumstances. Only one logbook loan can be secured on a vehicle at a time.

If you fall behind

Talk to us as early as you can. We will work with you to find a good outcome, such as a payment arrangement or a reduced repayment plan. Repossession is only ever a last resort.

Your car may be repossessed if you do not keep up repayments on a loan secured against it.

Questions from Stoke-on-Trent drivers

How quickly could I get the money?

Apply online at any time: an underwriter usually calls within 2 working hours, and the whole process is usually complete within 24 working hours.

Will checking my quote affect my credit score?

No. Getting your quote uses a soft credit search with TransUnion, which does not affect your credit score.

Do you lend in Newcastle-under-Lyme and the rest of north Staffordshire?

Yes. We lend across Staffordshire and the rest of the UK. You apply online and talk to us by phone, so it makes no difference which of the six towns you live in.

Can I borrow against a van that still has finance on it?

No. The vehicle needs to be completely free of outstanding finance. Once it is paid off and yours, we can consider vans as well as cars and motorbikes.

Borrowing responsibly. We only lend when the repayments are affordable for you. Our service is not advised, so if you are worried about money you can get free, impartial help from MoneyHelper, StepChange or Citizens Advice.

Across the UK

We lend wherever you live.

Everything happens online and by phone, so you can apply from anywhere in the UK. Find out more about borrowing elsewhere in the West Midlands:

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Before you go

Still weighing up your options?

You can take your time. Start a free quote when you are ready, or speak to our team about your options.

  • Soft search only, with no impact on your credit score
  • No obligation to accept