Logbook loans in Southampton, from Shirley to Woolston.
From Eastleigh to Totton, apply online, borrow against a vehicle you own, and know that we will work with you if things change.
A UK direct lender you can rely on
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Established 200915+ years lending
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Thousands of driversTrusted us with their car
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Rated Excellent 4.8 / 5 from 174 Trustpilot reviews (opens in a new tab)
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UK based teamReal people, real phone line
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FCA authorisedFirm reference 680947
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ICO registeredYour data protected
Driving in Southampton
A port city on the M27 and M3.
Southampton sits between the Rivers Test and Itchen, with its medieval city walls, Southampton Common and Mayflower Park on the waterfront, and the New Forest just across the water. The Itchen Bridge links the city centre to Woolston, the M27 runs east to Portsmouth and west towards the forest, and the M3 heads north to Winchester.
Whether you drive to work in the city, commute from Eastleigh, Totton or Romsey, or head into the New Forest at the weekend, a vehicle you own outright could secure a loan of £1,000 to £50,000. You keep it on the road, and we lend across Southampton, Hampshire and the rest of the UK.
How it works in Southampton
If things change while you are repaying.
Life does not always go to plan. If your hours are cut, your outgoings rise or something unexpected happens while you are repaying, the most useful thing you can do is talk to us as early as you can, before a payment is missed.
We will work with you on a way forward, such as a payment arrangement or a reduced repayment plan. Repossession is a last resort, but it is important to know the risk: your car may be repossessed if you do not keep up repayments on a loan secured against it.
If you fall behind
Talk to us as early as you can. We will work with you to find a good outcome, such as a payment arrangement or a reduced repayment plan. Repossession is only ever a last resort.
Your car may be repossessed if you do not keep up repayments on a loan secured against it.
Questions from Southampton drivers
How quickly could I get the money?
Apply online at any time: an underwriter usually calls within 2 working hours, and the whole process is usually complete within 24 working hours.
Will checking my quote affect my credit score?
No. Getting your quote uses a soft credit search with TransUnion, which does not affect your credit score.
Can I apply if I live in Eastleigh, Totton or Romsey?
Yes. We lend across south Hampshire and the rest of the UK. You apply online and speak to us by phone, wherever you live.
Could I lose my car if I fall behind?
Repossession is a last resort. Talk to us as early as you can and we will work with you on a payment arrangement or a reduced repayment plan. Your car may be repossessed if you do not keep up repayments on a loan secured against it.
Borrowing responsibly. We only lend when the repayments are affordable for you. Our service is not advised, so if you are worried about money you can get free, impartial help from MoneyHelper, StepChange or Citizens Advice.
Across the UK
We lend wherever you live.
Everything happens online and by phone, so you can apply from anywhere in the UK. Find out more about borrowing elsewhere in the South East:
News and guides
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