Logbook loans in Portsmouth, from Southsea to Cosham.
Whether you have just started a new job or receive benefits, apply online, borrow against a vehicle you own and keep it for everyday life.
A UK direct lender you can rely on
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Established 200915+ years lending
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Thousands of driversTrusted us with their car
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Rated Excellent 4.8 / 5 from 174 Trustpilot reviews (opens in a new tab)
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UK based teamReal people, real phone line
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FCA authorisedFirm reference 680947
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ICO registeredYour data protected
Driving in Portsmouth
Life on Portsea Island.
Most of Portsmouth sits on Portsea Island, from the Southsea seafront, the Common and Old Portsmouth in the south to Hilsea in the north, with the Spinnaker Tower and the Historic Dockyard on the harbour. The M275 connects the island to the mainland, where Cosham, Fareham, Havant and Waterlooville sit beneath Portsdown Hill.
Whether it is a shift at the dockyard, a trip round to Gosport or the drive up the A3, a car or van you own can do more than get you there. A logbook loan lets you borrow £1,000 to £50,000 against it and keep using it every day.
How it works in Portsmouth
Benefits and new jobs are considered.
We need you to have a regular income, but it does not have to come only from employment. If you receive benefits, we will consider your application as long as you meet our criteria and can comfortably afford the repayments.
Started a new job recently, perhaps at the dockyard or in the city? If your new income is not yet showing on your bank statements, we usually ask for your contract of employment instead, so a recent move does not have to hold you back from applying.
If you fall behind
Talk to us as early as you can. We will work with you to find a good outcome, such as a payment arrangement or a reduced repayment plan. Repossession is only ever a last resort.
Your car may be repossessed if you do not keep up repayments on a loan secured against it.
Questions from Portsmouth drivers
How quickly could I get the money?
Apply online at any time: an underwriter usually calls within 2 working hours, and the whole process is usually complete within 24 working hours.
Will checking my quote affect my credit score?
No. Getting your quote uses a soft credit search with TransUnion, which does not affect your credit score.
Do you lend in Fareham, Havant and Gosport?
Yes. We lend across Portsmouth, Hampshire and the rest of the UK. Everything is done online and by phone, with a signing agent visit to witness the Bill of Sale.
Does my income have to come from a job?
No. You need a regular income and to be able to comfortably afford the repayments. Applicants on benefits are considered if they meet our criteria.
Borrowing responsibly. We only lend when the repayments are affordable for you. Our service is not advised, so if you are worried about money you can get free, impartial help from MoneyHelper, StepChange or Citizens Advice.
Across the UK
We lend wherever you live.
Everything happens online and by phone, so you can apply from anywhere in the UK. Find out more about borrowing elsewhere in the South East:
News and guides
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