Logbook loans in Margate, from Westgate to Cliftonville.
From Margate to Broadstairs and Ramsgate, borrow against your car, van or motorbike online, and pay it off early whenever it suits you.
A UK direct lender you can rely on
-
Established 200915+ years lending
-
Thousands of driversTrusted us with their car
-
Rated Excellent 4.8 / 5 from 174 Trustpilot reviews (opens in a new tab)
-
UK based teamReal people, real phone line
-
FCA authorisedFirm reference 680947
-
ICO registeredYour data protected
Getting around Thanet
Seaside towns joined by the Thanet Way.
Margate sits on the north coast of the Isle of Thanet, with its sandy beach, the Turner Contemporary by the harbour and a lively Old Town, while Broadstairs and Ramsgate are just round the coast. The A299 Thanet Way and the A28 lead inland to Canterbury and the M2, so the rest of east Kent is an easy drive.
Whether you drive to work in Canterbury or run a van for a local trade, your vehicle is probably working hard for you. If it is paid for and free of finance, a logbook loan lets you borrow against it without giving it up.
How it works in Margate
Paying off sooner if you can.
A logbook loan does not have to run its full term. You can settle early at any time, whether that is after a busy few months at work, a tax refund or simply when it suits you, and you get a rebate on interest when you do.
To settle, ask us for an early settlement quote. It includes one month's interest and shows what you need to pay to clear the loan. Once it is repaid, ownership of the vehicle comes back to you and you carry on driving as before.
If you fall behind
Talk to us as early as you can. We will work with you to find a good outcome, such as a payment arrangement or a reduced repayment plan. Repossession is only ever a last resort.
Your car may be repossessed if you do not keep up repayments on a loan secured against it.
Questions from Margate drivers
How quickly could I get the money?
Apply online at any time: an underwriter usually calls within 2 working hours, and the whole process is usually complete within 24 working hours.
Will checking my quote affect my credit score?
No. Getting your quote uses a soft credit search with TransUnion, which does not affect your credit score.
Do you lend in Ramsgate and Broadstairs as well?
Yes. We lend across Thanet, Kent and the rest of the UK. You apply online and a signing agent visits you to witness the Bill of Sale.
How is an early settlement worked out?
You can settle at any time and get a rebate on interest. Ask us for an early settlement quote, which includes one month's interest.
Borrowing responsibly. We only lend when the repayments are affordable for you. Our service is not advised, so if you are worried about money you can get free, impartial help from MoneyHelper, StepChange or Citizens Advice.
Across the UK
We lend wherever you live.
Everything happens online and by phone, so you can apply from anywhere in the UK. Find out more about borrowing elsewhere in the South East:
News and guides
Latest from Logbook Money
-
Bad credit vs no credit: why lenders treat them differently
Having no credit history is not the same as having bad credit. Here is how lenders read each one and the steps that help you improve either.
Read article -
Can I top up my logbook loan? What you need to know
Already have a logbook loan and need a bit more? Find out when a top-up may be possible, how we assess it and what to think about before asking.
Read article -
Why your V5C logbook matters and how to keep it up to date
What your V5C logbook shows, why keeping it up to date with the DVLA matters and what happens to it when you take out a logbook loan.
Read article -
Types of loans in the UK and how each one works
Personal loans, secured loans, credit cards, overdrafts, BNPL and more. A plain guide to the main types of UK borrowing and how each one works.
Read article -
Loan to value explained: how much can you borrow on your car?
Loan to value compares what you borrow with what your vehicle is worth. See how it works, how your car is valued and why it shapes your logbook loan.
Read article -
The life of a logbook loan, from quote to final payment
What happens at each stage of a Logbook Money loan: your quote, checks, signing, payout, the repayment months, top-ups, settling early and the end.
Read article