Logbook loans in Northampton, from Duston to Weston Favell.
Apply online from anywhere in Northampton or the towns around it, borrow against your car, van or motorbike, and keep the keys and your logbook while you repay.
A UK direct lender you can rely on
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Established 200915+ years lending
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Thousands of driversTrusted us with their car
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Rated Excellent 4.8 / 5 from 174 Trustpilot reviews (opens in a new tab)
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UK based teamReal people, real phone line
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FCA authorisedFirm reference 680947
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ICO registeredYour data protected
Driving in Northampton
By the M1 and along the Nene.
Northampton sits beside the M1, with junctions 15 and 16 on its southern and western edges, the A45 running east along the River Nene towards Wellingborough and the A43 heading north to Kettering. With Abington Park and the riverside close to home, many people drive to workplaces around the town or commute out to Daventry, Towcester and Milton Keynes.
Being so well connected makes your own transport especially useful, and for many households a car or van is part of everyday life. If yours is free of finance, a logbook loan lets you borrow against it without giving it up.
How it works in Northampton
Who owns the car while you repay.
A logbook loan is secured with a Bill of Sale. While the loan runs, it makes Logbook Money the legal owner of the vehicle, but you keep the keys and drive it just as you do now. For most loans a signing agent visits you to witness the Bill of Sale.
We never ask for your V5C logbook or your spare key, so both stay with you the whole time and there is nothing to hand over. Once the loan is repaid in full, ownership of the vehicle comes back to you.
If you fall behind
Talk to us as early as you can. We will work with you to find a good outcome, such as a payment arrangement or a reduced repayment plan. Repossession is only ever a last resort.
Your car may be repossessed if you do not keep up repayments on a loan secured against it.
Questions from Northampton drivers
How quickly could I get the money?
Apply online at any time: an underwriter usually calls within 2 working hours, and the whole process is usually complete within 24 working hours.
Will checking my quote affect my credit score?
No. Getting your quote uses a soft credit search with TransUnion, which does not affect your credit score.
Do you lend in Wellingborough, Daventry and Kettering?
Yes. We lend across Northamptonshire and the rest of the UK. Everything is done online and by phone, wherever you live.
Who owns my car while I am repaying the loan?
The Bill of Sale makes Logbook Money the legal owner while the loan runs. You keep the keys and drive as normal, and ownership comes back to you once the loan is repaid.
Borrowing responsibly. We only lend when the repayments are affordable for you. Our service is not advised, so if you are worried about money you can get free, impartial help from MoneyHelper, StepChange or Citizens Advice.
Across the UK
We lend wherever you live.
Everything happens online and by phone, so you can apply from anywhere in the UK. Find out more about borrowing elsewhere in the East Midlands:
News and guides
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