Logbook loans in Derby, from Allestree to Alvaston.
From Mickleover and Littleover to Chaddesden and Spondon, you can borrow against a car, van or motorbike you own and keep it in daily use while you repay.
A UK direct lender you can rely on
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Established 200915+ years lending
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Thousands of driversTrusted us with their car
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Rated Excellent 4.8 / 5 from 174 Trustpilot reviews (opens in a new tab)
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UK based teamReal people, real phone line
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FCA authorisedFirm reference 680947
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ICO registeredYour data protected
Driving in Derby
On the A38 and the River Derwent.
Derby sits on the River Derwent, with its cathedral quarter and riverside parks close to the centre and the A38 running north to south through it, the A52 heading east to Nottingham and the M1, and the A50 linking it to Stoke-on-Trent. From Mickleover, Allestree, Chaddesden or Alvaston, many people drive to work across the city or out to Belper, Ilkeston and Burton upon Trent.
Good road links make it easy to get out to the Peak District at the weekend, and for many households a car or van is how work, school runs and family visits fit together. If yours is owned outright, a logbook loan lets you borrow against it while it stays on your drive and in daily use.
How it works in Derby
Everything you need, in one place.
Before you start, find your vehicle registration and a rough idea of the mileage. You will also be asked for your contact details, your employment details and what you usually spend each month, so it helps to have your recent outgoings in mind.
We ask you to share 60 days of bank statements through Open Banking, so you will need access to your online banking. Have your bank details ready for the payout and a debit card for your repayments, and you will have everything the application asks for.
If you fall behind
Talk to us as early as you can. We will work with you to find a good outcome, such as a payment arrangement or a reduced repayment plan. Repossession is only ever a last resort.
Your car may be repossessed if you do not keep up repayments on a loan secured against it.
Questions from Derby drivers
How quickly could I get the money?
Apply online at any time: an underwriter usually calls within 2 working hours, and the whole process is usually complete within 24 working hours.
Will checking my quote affect my credit score?
No. Getting your quote uses a soft credit search with TransUnion, which does not affect your credit score.
Do you lend in Belper, Ilkeston and south Derbyshire?
Yes. We lend across Derbyshire and the rest of the UK. Everything is done online and by phone, and a signing agent visits you to witness the Bill of Sale.
Do I need to know my exact mileage?
No. To start your quote we ask for your vehicle registration and its approximate mileage, so a rough figure from your dashboard is fine.
Borrowing responsibly. We only lend when the repayments are affordable for you. Our service is not advised, so if you are worried about money you can get free, impartial help from MoneyHelper, StepChange or Citizens Advice.
Across the UK
We lend wherever you live.
Everything happens online and by phone, so you can apply from anywhere in the UK. Find out more about borrowing elsewhere in the East Midlands:
News and guides
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