Logbook loans in Norwich, from the Wensum to the Broads.
Live in the city, in Wymondham or out towards the coast? Apply online, talk it through with an underwriter, and keep driving while you repay.
A UK direct lender you can rely on
-
Established 200915+ years lending
-
Thousands of driversTrusted us with their car
-
Rated Excellent 4.8 / 5 from 174 Trustpilot reviews (opens in a new tab)
-
UK based teamReal people, real phone line
-
FCA authorisedFirm reference 680947
-
ICO registeredYour data protected
Getting around Norfolk
A compact city in a big county.
Norwich is a fine old city, with its cathedral, castle and colourful market at the centre and cobbled Elm Hill close by. The A11 comes in from Wymondham, the A47 from Dereham and the Northern Distributor Road from the villages to the north, and the Broads and the north Norfolk coast are an easy drive away.
For a lot of families, a car or van is part of everyday life across the county. If yours is owned outright, a logbook loan lets you borrow £1,000 to £50,000 against it and keep it for the drive to work, the school run or a weekend on the Broads.
How it works in Norwich
A phone call with a person, not just a form.
Once you submit your application online, one of our underwriters usually rings you within 2 working hours. The call is a conversation: we want to understand your income and your outgoings, so we can see the full picture rather than a credit score alone.
It is also your chance to ask anything you are unsure about. We only lend when the repayments are affordable for you, and if you are approved, a signing agent usually visits within 3 working hours to witness the Bill of Sale.
If you fall behind
Talk to us as early as you can. We will work with you to find a good outcome, such as a payment arrangement or a reduced repayment plan. Repossession is only ever a last resort.
Your car may be repossessed if you do not keep up repayments on a loan secured against it.
Questions from Norwich drivers
How quickly could I get the money?
Apply online at any time: an underwriter usually calls within 2 working hours, and the whole process is usually complete within 24 working hours.
Will checking my quote affect my credit score?
No. Getting your quote uses a soft credit search with TransUnion, which does not affect your credit score.
I live in rural Norfolk. Can I still apply?
Yes. We lend across Norwich, Norfolk and the rest of the UK. You apply online, we speak by phone, and a signing agent visits you to witness the Bill of Sale.
Who visits me to sign the paperwork?
For most loans a signing agent visits, usually within 3 working hours of approval. They witness the Bill of Sale and take a photo of you with the vehicle for identity purposes.
Borrowing responsibly. We only lend when the repayments are affordable for you. Our service is not advised, so if you are worried about money you can get free, impartial help from MoneyHelper, StepChange or Citizens Advice.
Across the UK
We lend wherever you live.
Everything happens online and by phone, so you can apply from anywhere in the UK. Find out more about borrowing elsewhere in the East of England:
News and guides
Latest from Logbook Money
-
Bad credit vs no credit: why lenders treat them differently
Having no credit history is not the same as having bad credit. Here is how lenders read each one and the steps that help you improve either.
Read article -
Can I top up my logbook loan? What you need to know
Already have a logbook loan and need a bit more? Find out when a top-up may be possible, how we assess it and what to think about before asking.
Read article -
Why your V5C logbook matters and how to keep it up to date
What your V5C logbook shows, why keeping it up to date with the DVLA matters and what happens to it when you take out a logbook loan.
Read article -
Types of loans in the UK and how each one works
Personal loans, secured loans, credit cards, overdrafts, BNPL and more. A plain guide to the main types of UK borrowing and how each one works.
Read article -
Loan to value explained: how much can you borrow on your car?
Loan to value compares what you borrow with what your vehicle is worth. See how it works, how your car is valued and why it shapes your logbook loan.
Read article -
The life of a logbook loan, from quote to final payment
What happens at each stage of a Logbook Money loan: your quote, checks, signing, payout, the repayment months, top-ups, settling early and the end.
Read article