Photo: hugh llewelyn, CC BY-SA 2.0
BMW 420D SPORT AUTO
Could borrow up to £2,850
Logbook loans from a UK direct lender
Borrow against your car, and keep driving it.
Cash Converters has introduced you to Logbook Money, a UK direct lender since 2009. Borrow £1,000 to £50,000 against a vehicle you own.
- Soft search only, with no impact on your credit score
- Poor credit considered, subject to affordability
- Money usually within 24 working hours
Rated Excellent: 4.8 / 5 from 174 Trustpilot reviews (opens in a new tab)
Your car may be repossessed if you do not keep up repayments on a loan secured against it.
See your likely repayment
Soft search only, with no impact on your credit score.
Representative example: Borrow £3,000 over 36 months with 36 monthly repayments of £293.33. Total amount repayable will be £10,559.88. Representative 193.63% APR, annual interest rate (fixed) 84.0%.
Your car may be repossessed if you do not keep up repayments on a loan secured against it.
Credit broker information
Please note that Cash Converters (UK) Ltd and its Franchisees trading as Cash Converters act as Credit Brokers and do not issue the loan for Logbook Money Limited. Cash Converters (UK) and it Franchisees do not charge you a fee, however may receive a commission from Logbook Money Limited. "We are required by the regulator to be clear on commission so customers understand the structure and who receives any fees."
A UK direct lender you can rely on
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Established 200915+ years lending
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Thousands of driversTrusted us with their car
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Rated Excellent 4.8 / 5 from 174 Trustpilot reviews (opens in a new tab)
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UK based teamReal people, real phone line
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FCA authorisedFirm reference 680947
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ICO registeredYour data protected
How it works
From quote to your bank account, usually within 24 working hours.
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Get your quote online
Enter your registration, approximate mileage and how much you need. We run a soft search, which does not affect your credit score, and give you a personalised quote.
Online, 24/7
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Speak to an underwriter
Share 60 days of bank statements securely through Open Banking. An underwriter calls to check the loan is affordable for you.
Usually within 2 working hours
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Sign the Bill of Sale, get paid
A signing agent visits to witness the Bill of Sale and take a photo of you with the car, then we send the money by bank transfer.
Visit usually within 3 working hours
Why Logbook Money
Unlock the value in your car without giving it up.
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Keep driving
You keep the keys and use your car as normal while you repay the loan.
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Your V5C stays with you
We never ask for your V5C logbook or spare key. The loan is secured with a Bill of Sale instead.
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Poor credit considered
We look at your circumstances and whether the repayments are affordable, not just your credit score.
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Settle early and save
Settle whenever you like and get a rebate on interest. Early settlement quotes include one month's interest.
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No hidden fees
A clear representative example, and your quote shows the total you would repay before you commit.
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A lender you can call
We are a UK direct lender, lending since 2009. Call us on 0333 24 123 44.
You can apply if:
- You are over 18 and a UK resident
- You own the vehicle you are borrowing against
- The vehicle is completely free of outstanding finance
- It is in good mechanical and cosmetic order, with valid tax, MOT and insurance
- You have a regular income and can comfortably afford the repayments
You can borrow from £1,000 to £50,000, and up to 80% of your vehicle's value, subject to vehicle, credit and affordability checks. We lend on cars, vans and motorbikes.
Representative example
Borrow £3,000 over 36 months with 36 monthly repayments of £293.33. Total amount repayable will be £10,559.88. Representative 193.63% APR, annual interest rate (fixed) 84.0%.
The representative APR is the rate at least 51% of people taking out a loan are expected to receive. Your rate depends on your circumstances and your vehicle.
Your car may be repossessed if you do not keep up repayments on a loan secured against it.
Think you qualify? Check in a few minutes.
Enter your registration and mileage for a quote. It is a soft search, so it will not affect your credit score.
Recently quoted
Drivers like you, and what they could borrow.
A few of the drivers who got a quote from us recently, and the most we offered them. Yours could be more or less, because it all depends on your car and your circumstances.
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Photo: Cardiff Carshop, Public domain
HONDA CIVIC I-DTEC ES
Could borrow up to £1,150
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Photo: Chanokchon, CC BY-SA 4.0
PEUGEOT 2008 GT PURETECH S/S
Could borrow up to £4,650
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Photo: Kevauto, CC BY-SA 4.0
FORD FOCUS ST-2 TURBO
Could borrow £1,000
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Photo: Harvey Bold, CC BY 4.0
FORD FIESTA ST-LINE EDITION T MHEV
Could borrow up to £2,850
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Photo: Vauxford, CC BY-SA 4.0
NISSAN JUKE ACENTA PREMIUM DCI
Could borrow up to £1,550
Photos are examples of each make and model, not the actual vehicles quoted, so the model shown may differ. Each amount is the loan offered to that driver, not what their car is worth: offers depend on the vehicle and the driver's own circumstances, so the same car can be quoted very differently. Every loan is subject to affordability checks.
Reviews
What our customers say.
Rated Excellent on Trustpilot: 4.8 out of 5 from 174 reviews.
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“Rob was great not pushy at all gave me time to decide what I wanted to do very easy process, which has helped me out of a jam when I needed lump sum straight away rather than having to save up my wages”
Steven S. · July 2026 · Trustpilot -
“The process from start to finish when applying for the loan was easy and quick. Leo explained everything clearly to me and having someone come to you and collect all documents was easy for me as it was at my own convenience.”
Mariama S. · March 2026 · Trustpilot -
“Great customer service as always. Have used this company for a few years Leo and rob are always very helpful and responsive. Loans always paid very quickly too.”
Holly C. · January 2026 · Trustpilot
Your questions answered
Cash Converters introduce you to us, and Logbook Money is your lender from your quote to your final payment. Call us on 0333 24 123 44 if your question is not here.
Borrowing responsibly. We only lend when the repayments are affordable for you. Our service is not advised, so if you are worried about money you can get free, impartial help from MoneyHelper, StepChange or Citizens Advice.
Who lends to me, Cash Converters or Logbook Money?
Logbook Money Limited. Cash Converters (UK) Ltd and its franchisees act as credit brokers: they introduce you to us, but they do not issue the loan.
Does Cash Converters charge me a fee?
No. Cash Converters do not charge you a fee, although they may receive a commission from Logbook Money Limited.
Will checking my quote affect my credit score?
No. Getting your quote uses a soft credit search with TransUnion, which does not affect your credit score.
How quickly could I get the money?
Apply online at any time: an underwriter usually calls within 2 working hours, and the whole process is usually complete within 24 working hours.
Can I keep driving my car?
Yes. Your loan is secured with a Bill of Sale, which makes Logbook Money the legal owner of the vehicle while the loan runs. You keep the keys and drive as normal, and ownership comes back to you once the loan is repaid.
Can I apply if I receive benefits?
Yes. As long as you meet the criteria and can comfortably afford the repayments, we will consider your application.
See what your car could unlock.
Free quote. Soft search only. No obligation to accept.